I. C. SYSTEM, INC.

444 Highway 96 East, P.O. Box 64887
St. Paul, MN 55164-0887
Phone: 1-866-903-1001
MON-THU 7A-10P
FRI-SUN 7A-9P
CENTRAL TIME

December 30, 2008

RE:

Washington Mutual

Balance as of December 30, 2008:
$7,605.86

Account No: xxxxxxxx-xxx-xxx-xxx
File Number: xxxxxxxxxxxxxxxx

Dear _______________:

Your account is past due and has been referred by Washington Mutual
to our agency for collection. The balance shown above is the amount
due as of the date of this letter. This amount may change due to
interest or other charges that may be added to the account after
the date of this letter.

This is a serious matter! If you respond, you may be able to avoid
any further contact from us.

Call us at 1-866-903-1001 if you wish to pay this account, but need
to make payment arrangements. We want to give you the opportunity
to resolve this debt.

Make your check or money order payable to Washington Mutual and
send it to:

Washington Mutual Payment Processing
PO Box 660548
Dallas, TX 75266-0548

We are a debt collector attempting to collect a debt and any
information obtained will be used for that purpose.

Sincerely,

Beth

Unless you notify this office within 30 days after receiving this
notice that you dispute the validity of this debt or any portion
thereof, this office will assume this debt is valid. If you notify
this office in writing within 30 days from receiving this notice
that you dispute the validity of this debt or any portion thereof,
this office will obtain verification of the debt or obtain a copy
of a judgment and mail you a copy of such judgment or verification.
If you request of this office in writing within 30 days after
receiving this notice this office will provide you with the name
and address of the original creditor, if different from the current
creditor.

Telephone calls to or from our General Office are randomly
monitored by supervisory personnel for business reasons not
directly related to your account. Calls may be recorded for quality
assurance.